PRIVACY STATEMENT
7. PRIVACY.
7.1. Privacy. Records of your
use of the web site is the sole property of
HelpfulHousebuyers.com and is protected by and
subject to the U.S. Electronic Communications
Privacy Act (18 U.S.C.S. § 2701 et seq.), as
amended, or any successor statute.
HelpfulHousebuyers.com reserves the right to use
such information for its marketing, licensing and
membership endeavors. Your personally identifying
information will not be shared with any third party,
with the following exceptions:
A. Information that
HelpfulHousebuyers.com in good faith determines is
legally required to be revealed by any relevant
statute, regulation, ordinance, rule, administrative
or court order, decree, or subpoena;
B. Information revealed during the
course of HelpfulHousebuyers.com’s enforcement of
the policies and procedures of the web site, the
terms of this Agreement, or during the course of any
disciplinary actions;
C. Information in a manner
expressly permitted by the provisions of this
Section;
D. Information that
HelpfulHousebuyers.com in good faith determines must
be disclosed to correct what it believes to be false
or misleading information or to address activities
that HelpfulHousebuyers.com believes to be
manipulative, deceptive or otherwise a violation of
law; or
E. Unless you are otherwise
notified at the time we collect the data. Note also,
your electronic mail address may become public when
you participate in web site electronic forums. We
may also conform to the standard practice of using
“cookies” which, when you sign on to our site,
automatically copies a small record file (“cookie”)
to your hard disk.
7.2. Privacy of Minors.
Protecting the privacy of children is especially
important. HelpfulHousebuyers.com does not knowingly
collect information about children and will delete
any such information that it discovers or of which
it is made aware.
7.3. Nonpublic Personal Information.
“Nonpublic Personal Information” is the nonpublic
information about you that is obtained from you in
connection with providing you a financial product or
service such as a loan or mortgage.
HelpfulHousebuyers.com and its advertisers may
collect nonpublic personal information from the
online forms you complete in order to obtain the
financial product or service, from information
collected as a result of your transactions with
HelpfulHousebuyers.com, our advertisers or others,
and from consumer reporting agencies.
HelpfulHousebuyers.com will not disclose any
nonpublic personal information about our current or
former customers and consumers to anyone, except as
permitted or required by law, or as described below.
We may disclose all of the information we collect
about you to our affiliates who offer related goods
and services, and to nonaffiliated third parties
that perform services on our behalf, including
marketing services, or other financial institutions
with whom we have joint marketing agreements. If we
collect nonpublic personal information from you to
provide third-party financial products and services
requested by you, such third-party’s use of your
personal information will be subject to their
privacy policy as disclosed to you by them. We have
procedures in place that limit access to nonpublic
personal information to those employees and other
individuals who need to know such information to
provide products and services to you. We will
maintain physical, electronic, and procedural
safeguards to protect the confidentiality of your
nonpublic personal information as required by law.
7.4. Other Sites and Their Policies.
Other sites that may be accessed through our web
site will have their own privacy policies and rules.
You must ensure that you agree to these terms when
entering their web sites. We cannot be held liable
for any information, or exchange of data while on
any other web site.
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